Credit Card Tracker

Maximize your credit card rewards effortlessly.

We all love free stuff. I particularly love the attractive rewards that come with credit card applications. All you have to do is meet the qualifying spend and bam, you have a brand new iPad in your hands worth S$459.

But... can you confidently say that you're maximizing these rewards?

See, banks typically only reward NTC (New-to-Card) customers handsomely. And each bank's definition of a New-to-Card customer differs slightly.

You are considered a NTC customer if you:

1. Don't own any other credit cards from that specific bank

2. Haven't canceled a credit card from that bank in the last 12 months

Here's an example:

Let's say I applied for Citibank's PremierMiles card 2 years ago. After using it for 6 months and receiving the reward for meeting the minimum spend, I cancelled it. This means that today - a year and 6 months after my cancellation - I am considered a NTC and am once again eligible for those juicy NTC rewards.

As long as you keep track of your application and cancellation dates, you will know exactly when the NTC cooldown period is over and can immediately apply for another card again. You can technically repeat this process over and over again to get those attractive rewards.

That's why you should use this tracker! Mai tu liao, it's free la.

Features:

• Database with NTC definitions from SG top 10 credit card providers
• Semi-automated & Intuitive Dashboard

How it Works:

1. Purchase (Pay what you think is fair)
2. Access Template (Click on "Download Template" button)
3. Make It Yours (Copy template to your own Google Drive)
4. Set-up (Follow the written guide on the "Read More" tab)
5. Profit!